Etsy fees in India: processing, Payoneer, GSTIN and tax withholding
For a seller in India the fee percentages are only part of it. Etsy pays you through Payoneer, requires a valid GSTIN, charges a one-time set-up fee and withholds some tax. This page sets out what Etsy's help pages say about each, then works one order in rupees.
A worked example
One order from a shop in India, worked out by this site's calculator with its India preset. The amounts are round numbers, not a typical order. It is not an Offsite Ads sale and has no discount. Payoneer's charges and the tax Etsy withholds are not in it.
The order
| Item price | ₹1,800.00 |
|---|---|
| Quantity | 1 |
| Shipping you charged | ₹250.00 |
| Shipping you paid | ₹220.00 |
| Cost per item | ₹650.00 |
Where the money goes
| Order totalqty × price − discount + shipping charged | ₹2,050.00 | |
|---|---|---|
| Less Etsy fees | ||
| Listing fee₹0.20 × 1 item, as entered, not converted | ₹0.20 | |
| Transaction fee6.5% | ₹133.25 | |
| Payment processing fee5% + ₹25.00 per order | ₹127.50 | |
| Regulatory operating fee0.05% | ₹1.03 | |
| Total Etsy fees | ₹261.98 | |
| Less your costs | ||
| Cost of your items | ₹650.00 | |
| Shipping you paid | ₹220.00 | |
| Total costs | ₹870.00 | |
| Net profit | ₹918.02 | |
| Profit marginnet profit ÷ order total | 44.8% | |
On this order the calculator puts Etsy's fees at ₹261.98 and what you keep at ₹918.02, before Payoneer's charges and the tax Etsy withholds. Payment processing is ₹127.50 of the fees, and the regulatory operating fee is ₹1.03.
Open the calculator with the India rates filled in
Then type your own order. Every rate can be edited.
Which amounts are in which currency
- In rupees: the ₹25 fixed part of the processing fee, as Etsy states it, and every amount in the example.
- In US dollars: the $0.20 listing fee, the $100 Offsite Ads cap, the $10,000 threshold, the $10 set-up fee and Etsy's weekly deposits. Etsy states these only in USD.
- The listing fee is entered in your shop currency. The calculator puts 0.20 in that box as a plain number so the sums work, and it converts nothing. Replace it with the amount from your own Etsy statement, in your shop currency. In the example, the ₹0.20 listing row is that placeholder, not Etsy's USD fee converted.
- The calculator works in one currency, so it does not model Payoneer's conversion from USD to rupees. This site does not state or use any exchange rates.
The fees
Payment processing
5% + ₹25 on each order, stated in rupees. Source: How to accept payments as a seller in India.
Regulatory operating fee
0.05%, charged on item price plus shipping (and gift wrap). India is on Etsy's list of countries that charge it. Source: What is a regulatory operating fee.
Transaction and listing fees
The 6.5% transaction fee and the $0.20 USD listing fee come from Etsy's general fee pages. We found no India-specific figure for either. A listing is charged whether or not the item sells, expires after four months, and auto-renewing costs another $0.20. Sources: Etsy fee basics and Fees and taxes for selling on Etsy.
Offsite Ads
Only on orders Etsy attributes to its ads off Etsy, using a 30-day attribution window. 15% of the order amount, or 12% once your shop has made $10,000 USD or more in any consecutive 365 days, and never more than $100 USD per order. Below that threshold you can opt out. Source: How Etsy's Offsite Ads work.
Getting paid through Payoneer
- India is on Etsy's list of countries eligible for Etsy Payments, marked as able to accept them with a Payoneer Payment Account. Countries eligible for Etsy Payments.
- When you open a shop you choose your bank-account country, and choosing India prompts you to connect a Payoneer account. The ID check needs a non-expired government ID that matches the bank-account name, and two-factor authentication is required. How to open an Etsy shop.
- Etsy deposits USD each Monday and Payoneer converts it to rupees. Conversion and withdrawal fees apply, and Etsy's Payoneer page adds that Payoneer may charge withdrawal minimums or fees. The calculator includes none of them, and we have no amounts for them. India payments and Using a Payoneer account with Etsy Payments.
- Payoneer asks for personal details, a government ID, a selfie and proof of address. Complete any verification request within 30 days. Same Payoneer page.
GSTIN
A valid GSTIN is required. Etsy's India payments article says that without one Etsy will suspend your shop and withhold any deposits. It lists what you give when you set up payments. An individual gives PAN, GSTIN, date of birth, nationality, address, phone number, bank IFSC code and account number. A business gives its legal entity name, address, GSTIN and bank details, plus the owner's personal PAN. Source: How to accept payments as a seller in India.
The one-time set-up fee
The India payments article lists a one-time $10 USD set-up fee at onboarding. Etsy's general fees page describes the shop set-up fee as one-time and non-refundable, and says it varies by location. The calculator does not include it. Sources: How to accept payments as a seller in India and Fees and taxes for selling on Etsy.
Tax Etsy withholds
Etsy withholds and remits 0.5% TCS, which needs an active GSTIN, and TDS of 0.1% if you have a PAN or GSTIN, possibly 5% otherwise. The calculator subtracts neither, so for a real order take the amounts from your Etsy statement. This page is not tax advice. Source: What does Etsy withhold and remit to Indian tax authorities.
Who you can sell to
The India payments article says Indian shops enrolled in Etsy Payments cannot accept domestic sales at this time, and that new shops opened in India can only sell internationally.
Assumptions and sources
- Rates were checked on 2026-11-03 from Etsy's help pages and may change without notice. None of those pages shows an effective date. We read the help pages, not Etsy's formal Fees & Payments Policy, which would not load.
- Sales tax and refunds are excluded.
- Results are estimates. Compare them with your Etsy payment statements.
- Fees are worked out on the order total after your discount. The listing fee is counted once per item sold.
- Not included: the 2.5% currency conversion fee, the shop set-up fee, Etsy Ads, and taxes Etsy withholds from some sellers, such as India's TCS and TDS.
- Etsy states the listing fee and the Offsite Ads cap in USD. The calculator treats them as plain numbers in your shop currency and does no currency conversion, so enter your own amounts.